The Australian Age Pension is slated to increase again in October 2025, with eligible pensioners set to receive a maximum of A$1,178 per fortnight, which, in its entirety, is aimed at addressing cost-of-living challenges. The age pension is paid to older Australians who meet certain criteria, and is a crucial lifeline for many retirees, especially in the more remote areas of the country.
What Changes in the Age Pension Payments?
Effective 20 September 2025, single pensioners will have their payment increased by $29.70 per fortnight, now receiving $1,178.70, while couples will each receive $888.50 per fortnight, for a total of $1,777. This is an annual increase, amounting to around A$772, and is meant to assist seniors with the cost of rent, utilities, medical expenses, and groceries, to name a few, in an increasingly difficult environment.
Who Qualifies for the Raised Pension?
An aged pension claimant will have received an increased pension if they have attained the eligible age of 67 by 2025; will have been an Australian citizen or permanent resident for 10 years, five of which must have been continuous; and meets the income test and the assets test, in which these testifies to savings, property, and taxable investments of the claimant. For couples living together, each is assessed and means tested to ensure they receive the pension.
How Much Will Pensioners Actually Get?
The Age Pension rates for the period 20 September 2025 to 19 March 2026 are as follows:
| Category | Fortnightly Amount | Annual Amount |
|---|---|---|
| Single | $1,178.70 | $30,646 |
| Couple (each) | $888.50 | $23,101 |
| Couple (combined) | $1,777 | $46,202 |
What Drives the Increases?
The main reason for the twice annual increases to the Age Pension (March, September) is the Cost of Living. The Federal Government’s commitment to Older Australians responds to the ongoing inflation.
How Do Pensioners Receive the Increase?
Pensioners are pre notified of the increases via established payment and notification systems. The updated rates are paid through the existing Centrelink payment channels, so eligible pensioners will see the larger amount land in their accounts from October onwards.
Additional Considerations
It is essential for seniors to regularly check their income and asset levels especially if their situation has changed in the financial year. This will ensure they are still entitled to the contributory pension. The proportional increases will apply to the part pension as well.
Frequently Asked Questions
Q1. Do I need to reapply to get the higher payment?
No, reapplication is not required for existing pensioners to receive the higher payments as of October 2025.
Q2. Is it possible to apply before I reach 67 years of age?
No. The qualifying age for the Age Pension for 2025 is still 67 years.
Q3. Will the pension continue to increase?
Yes, it will continue to increase. This is because it is reviewed and adjusted biannually according to wage growth and inflation.
