No one can expect to receive a single CRA direct deposit of $2,620 in October 2025. Actually, this is a rumor, and no one has made an announcement saying payments of this value will be made. A Canadian can receive $2,600 or more but this is a combination of various CRA benefits and not all at once.
Understanding the $2,620 CRA Deposit Rumor
There have been social media and viral post claims, which state every Canadian will be getting a $2,620 direct deposit in October 2025 from the CRA. However, no new separate payment has been confirmed. This type of misunderstanding may arise because of the regular payments that benefits are made in the month of October, and for a few, this can amount to $2,600 based on their individual circumstances.
What payments are actually scheduled?
In October, Canadians receive payments from a number of federal programs, which include the:
- Canada Workers Benefit (CWB)
- GST/HST Credit
- Canada Child Benefit (CCB)
- Canada Disability Benefit
- Ontario Trillium Benefit
- Old Age Security (OAS)
- Canada Pension Plan (CPP)
Along with the above mentioned benefits, these payments can add up to $2,600, but these are not being made in one deposit.
October 2025 Federal Benefit Payment Schedule
Different federal benefits are offered on different days of the month. They include the following:
- Benefit Payment Date Typical Maximum Amount
GST/HST Credit Oct 3, 2025 $225 – $350 - Canada Workers Benefit Oct 10, 2025 Up to $816.50 (single)
- Ontario Trillium Benefit Oct 10, 2025 varies by eligibility
- Canada Disability Benefit Oct 16, 2025 varies
- Canada Child Benefit Oct 20, 2025 varies by family size
- OAS, CPP Oct 29, 2025 $713 – $1,433 (average)
How Benefits are Calculated and Who Qualifies
Each of these benefits depend on eligibility and for these benefits, eligibility is age, residency, income, family makeup, and whether or not your taxes were filed the previous year. For example, the basic CWB payment for singles is $1,633 annually (received quarterly as an advance of $816.50) and a family can receive $2,813. OAS is $713 a month for seniors and approximately $1,433 monthly for retirees who contributed enough to qualify for CPP.
No One-Time Payments, Only Monthly Combined Payments
The CRA does not deposit $2,620 and, more importantly, does not provide payments in a lump sum and provide payments in a monthly combined sum. Instead, a household with the appropriate benefits receives multiple payments—sometimes on the same day, but most times spread over the course of the month. To maximize the potential amounts, keep CRA benefits and payments systems up-to-date.
Avoiding Scams
No, there does not exist a $2,620 universal payment for October 2025. Keep in mind there are no new payments, and also keep in mind to always check CRA/My Account for new payment details. If there are new payments and you receive an unusual deposit, check with CRA directly.
Short Data Table: Typical October CRA Payments
| Payment | Date | Maximum Estimated Amount |
|---|---|---|
| CWB (Single) | Oct 10 | $816.50 |
| GST/HST Credit | Oct 3 | $225.25 |
| OAS (Senior) | Oct 29 | $713 |
| CPP (Retiree) | Oct 29 | $1,433 |
Questions
Q1. In October 2025, is there a $2,620 payment?
No, that is simply a rumor. For some, only a combination of the regular benefits is available.
Q2. What regular CRA payments occur in October 2025?
Payments include the CWB, GST/HST Credit, Ontario Trillium Benefit, CCB, Canada Disability Benefit, and OAS and CPP.
Q3. How can I check my benefit payment status?
Log on to CRA My Account to confirm direct deposit settings and benefit payment status for the most recent payment schedule. If payments are delayed, contact CRA.
